What are the alternatives to cashing in life insurance?Īs you may already know, some types of life insurance policies-specifically permanent life insurance-come with a cash value.Is cashing in life insurance a good idea?.Why someone might cash in their life insurance?.How does cashing in life insurance work?.We’ve put together a little guide that will help answer some of these questions and break down how cashing in a policy works, whether it’s a good idea, and what your options are. Understandably, people want to know if it’s ever worth it and what the consequences are on their coverage and finances. We often get questions about cashing in life insurance or withdrawing from a life insurance policy’s cash value. James Duncan is a Life Insurance Advisor at Life Insurance.
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